At Thrive Psychological Associates, we are committed to assisting individuals in thriving in all areas of their lives. One of our priorities is to work with our clients in order to try to make therapeutic services available to all those who wish to change something about their life circumstances or relationships.
We accept cash, check, debit, and all major credit cards for payment.
There are some benefits to self-pay. Specifically, when an insurance company is billed, we must provide a mental health diagnosis to demonstrate that your treatment is medically necessary. This may require specific information about your treatment and diagnosis. Many people would prefer not to have a documented history of therapeutic interventions. As a self-pay client, you will have the benefit of knowing that insurance companies will not have access to your mental health records. Our rates for individual therapy are $135.00 and for couples or family therapy $175.00 per clinical hour (53 minutes).
Couples Therapy is not covered by insurance. Our couples therapy rates is $175 per clinical hour (53 minutes).
Currently, Thrive Psychological Associates accepts Aetna, AvMed, Carisk, Blue Cross Blue Shield, Oscar and United Health Care.
Out of Network:
Many insurance plans cover a portion of the cost of services provided by out-of-network psychologists. Thrive Psychological Associates will provide you with a bill, which you can then submit to your insurance company for partial or full reimbursement.
If you wish to seek reimbursement from your insurance company, learning about your benefits and coverage will help you make an informed decision. Contacting your insurance provider and asking these questions may help you understand your mental health benefits better:
Are mental health services covered by my plan?
Will I need a referral in order to be reimbursed?
Can I use an out-of-network provider?
How much is covered per session for an out-of-network provider?
How many sessions will you cover
What type of documentation will you need from ONP?
In there a deductible and has it been met?